Manufacturing Finance covers the capital side of running a production business. For owners, CFOs, and plant managers at production businesses whose floor runs fine and whose bank line does not.
What we cover
A profitable quarter and an empty account are the same quarter. Steel gets bought on Day 0. The customer pays on Day 90. Everything hard about a manufacturer's balance sheet lives in those 90 days, and almost nothing published about business finance addresses the gap in production terms. We publish for the gap. Five subjects, chosen because manufacturers lose money on all five. Cash flow. The 60 to 150 days between the material purchase and the customer payment. Inventory and WIP. The assets banks value at a fraction of appraisal. Equipment. Payback math, and the cost of waiting on approval. Orders and contracts. Funding production before the first progress payment arrives. Growth and succession. Reshoring, expansion, and generational handoffs.
What we do not cover
General business news. Machine tools and plant technology. Hiring and workforce. Other publications cover those well. We cover the money.
Sources
Numbers come from the National Association of Manufacturers, IndustryWeek, the Bureau of Labor Statistics, Census manufacturing data, and published lender rate schedules. Every figure is named to its source in the piece. Worked examples model a manufacturer at a stated revenue band, on stated terms, against stated costs. Every input is visible, so you can substitute your own.
Reach the desk
Corrections, story tips, and benchmark data: editorial@manufacturingfinancetoday.com. We correct errors in place with a dated note. Rate structures, term sheets, and advance rates from your own facility sharpen our benchmarks: benchmarks@manufacturingfinancetoday.com. Figures inform the ranges we publish. Nothing identifying is published.
Editorial: editorial@manufacturingfinancetoday.com